I was sitting in a bar and saw three old men. Mysteriously they all seemed familiar to me. One of them seemed rich and had a pet, another one was sophisticated middle class and the last one seemed lower middle class.

I couldn’t resist myself to sit beside them and to interact one by one.

I asked (to rich one): ‘Who are you and what’s your story?’

He said: “Well, I am a businessman. When I was in my 20s I used to work in a well-reputed company but later I realized that I was young and had the highest risk appetite to do something new. I thought I had some unique talent so I must not waste it here because even if I fail, I will earn experience and If I win, I will get recognition and money. In early age, I started a small venture, based on my talent, borrowed some funds. It was tough to survive in early years so I started learning money management because I heard that 80% millionaires are self-made. I invested in stocks because the stock market is the only place which one can make money legally in the shortest time span. sometimes I suffered losses, dug deeper to the concepts of investing, and after several months of struggle and hard work. I finally came up an idea, a strategy that works for me. Today I have a company, I have a reputation, vision, mission, family, money, satisfaction, experience, recognition and numerous strategies and above all ‘, I know how to handle my wealth’.

I don’t have a boss to shout at me, have my self-made deadlines, I don’t care about my credit card bills, I work where I like to work, expecting to grow my business at 15% CAGR.

Like everybody else, I wanted to become rich and it was definitely not possible with a job. I learned ‘The biggest risk is not taking any risk’. and I made it.”

Then I asked (to lower middle class one): ‘Who are you and what’s your story?’

He said: “Well, I work for a private company and side by side I run my small business. When I was in my 20s I used to work in a well-reputed company but later I realized that I was young and had the highest risk appetite to do something. I thought I had some unique talent so I must not waste it here because even if I fail, I will earn experience and If I win, I will get recognition and money. I started my business, borrowed some funds. It was tough to survive in early years so I started learning money management and I heard that 80% millionaires are self-made. I invested in stocks because the stock market is the only place which can make your money legally in the shortest time span. sometimes I suffered losses, dug deeper to the concepts of investing, and after several months of struggle and hard work. I finally came up an idea, a strategy that works for me. My business faced competition and I tried my best to make it profitable. My only mistake was I became greedy and slowly started trading unnecessarily and lost so much money that I had to shut down my operations to pay the debt. Now I was left with experience and talent. Like everybody else, I wanted to become rich and it was definitely not possible with a job.

I learned ‘The biggest risk is not taking any Calculated risk’ but due to my mistake I couldn’t make it.” I know I will die with no regrets because at-least ‘I tried’.

Success is not in our hands but efforts are. Today I have a job, a small company, I have satisfaction, experience, recognition, vision, family, numerous strategies and money to survive and enjoy my age.

Then I asked (to sophisticated middle class ): ‘Who are you and what’s your story?’

He said: “Well, I work in a well-reputed company as a senior manager. When I was in my 20s I used to work in a similar company but later I realized I was so lucky that I got this opportunity work here in my early 20s. I was energetic, optimistic and wanted to use all my talents to grow this company to new heights. I had a big dream to buy a house in which I stay with a girl I like. I have a small garden in front of my small house in which I play with my children, In every 2 weeks, we spend time watching movies, eat in restaurants and plan a holiday once a year.
My friends used to talk about entrepreneurship, money making, some sort of self-made strategies to plan some big bla bla bla but I knew that it is such a waste of time. Self-made billionaires is just a myth and luck not more than that, although few of them got the success many of them still struggling. I have a hectic schedule, sometimes I had to work till night in the office, got several transfers, my boss doesn’t like me, high credit card bills, I do the same work every day 365 days, expecting a salary hike of 15%, planning to change my job, but It’s okkk I have respect in my society, I get the salary on every 30th at sharp 9 p.m and already planned for my retirement.

I learned ‘Life is not all about taking the risk but to have a (so-called) peaceful life’.

I woke and understood those three old men were my decisions in my 20s.
“We decide our own limits and shaped by our thoughts, we become what we think.”

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Major Topics: Stock Market Introduction, Terms and Jargons, Stock Fundamentals Analysis ( Balance sheet Analysis, PL statement Analysis), Financial Ratios, Major Corporate Actions, Stock Technical Analysis ( 5 methods), Forecasting of future price of the stock, Different Valuation methods of the company, Risk Management, Taxation, Derivatives (Basics) — Options and Future trading.